Guilherme Paulus: The Epitome Of Shrewd Entrepreneurship

     The Brazil shared property sector holds an annual Top Seller Event that brings together the best business minds. The 2017 edition was held at the Mabu Thermas Grand Resort and had Guilherme Paulus as the first speaker.

He spoke about his role in the establishment and growth of CVC tour operators whose board he chairs. He started out with IBM as financial constraints kept him from pursuing a career in the medical field. He enrolled in their internship program but the work with calculators did not suit him.

Casa Faro provided a way out and he worked as an airfare salesman for two years. He met a federal deputy looking to set up an outlet in Santo Andre. His proposal was enticing and Guilherme Paulus became a partner. His experience and labor would serve as his investment at the beginning.

The idea of CVC came to life in 1972 but 9 years down the line he contemplated closing shop. The challenges in the market were proving to be more than he was prepared for while the tough financial times only made matters worse. His big break came from Mercedes Benz who was organizing a tour for some of their employees. His sales skills saw him win the bid and this marked a turning point for the firm.

Guilherme Paulus has worked closely with Valyer Patriani, his partner, to establish CVC to what it is today. The latter was responsible for the Roberto Carlos show that placed CVC in the limelight. They became eligible for a number of charter flights that translated in amazing income for the firm.

Their innovative ideas have had a great impact in the market. Virtual stores, hotels, shopping malls and an airline have made them stand out from the other service providers. Guilherme Paulus has also overseen the acquisition of a number of firms. They recently completed the acquisition of Visual Tourism.

Having enjoyed great success in the tourism sector, the accomplished entrepreneur ventured into the hotel business. Guilherme Paulus founded the GJP Hotels & Resorts firm in 2005 to provide a reclining spot for his traveling clients. The group serves more than 11 states in Brazil with close to 20 hotels to its name. The hotels cater to the financial needs of their diverse clients as they range from the premium line to the five-star hotels. Three stars and four stars are also part of the line.

The 68-year-old has won the entrepreneur of the year award a couple of times thanks to his hard work. He continues to provide solutions to his clients while providing job opportunities to numerous Brazilians.

For more, you may also read “Top Seller 2017: Guilherme Paulus Fala Sobre Empreenedorismo.”

Jed McCaleb- co-founder and CTO of Stellar Development Foundation

Cryptocurrencies have changed the manner in which future financial sector will look like. For a long time, people have always thought of technology of technology as a method of creating devices or relaying information with ease. Not many people thought that it could be used to transact money. Yes, technology is now being used to facilitate the transfer of money. It is not just transfer of money, but a new form of currency known as cryptocurrencies. These are currencies which cannot be controlled by any government or one single person. It takes the powers of controlling the money to the people. The government cannot even trace what the money is being used for. This is the new technology is what people like Jed McCaleb have wished for. This new technology has huge potential to change the industry by ensuring that everything is kept away from governments’ control.

Even though the cryptocurrencies are gaining prominence by each day, the biggest challenge that the industry is currently facing is the security of the systems which are being used. Bitcoin currently is protected by machines which are constantly solving mathematical problems. However, these machines require a huge power supply. The process is therefore costly.

Jed McCaleb, the co-founder, and CTO of Stellar Development Foundation is the latest person trying to make the industry safe. He is currently creating a new system that will make it possible for people to send money online freely just like they do with emails. The security of the new system is something that is being emphasized. Unlike the Bitcoin system, the new system by Stellar does not need a huge power supply. It is an advanced system that creates trust in the system.

According to, The new single payment system by Stellar will allow one to send cryptocurrencies and the person on the other end to receive it in the form they wish. You can send bitcoins, and the other person will receive dollars, yen, etc. everything that happens with the new system is designed to make the industry secure. Payments system for digital currencies will make the industry to grow tremendously. Right now, the biggest problem facing the industry lack of a trusted payment system and Jed McCaleb is working on resolving the issue.

Contact: Jed McCaleb | LinkedIn

The introduction of Freedom checks to Master Limited companies

Freedom Checks have played a significant role in the economy of United States. Investing in Master Limited companies for any country means that the nation will be presenting the most active competitive product to the market. The issue of freedom checks has given the United States to be among the countries with good economy. The state realized that it has the comparative advantage in oil and natural gas production. It decided to concentrate its activities in this sector. In so doing, it passed a law that gave Master limited companies an advantage of operating freely. The government gave them opportunities by allowing them to have a free tax payment to their investors. The main aim was to encourage domestic investment in oil and natural gas. Learn more about Freedom Checks at

Freedom checks to Master limited companies gave them opportunities to increase and expand their companies. This created good competition to other industries. Master Limited Companies are involved in the distribution of oil and natural gas products. Besides delivery, they also drill wells and transport these products through pipes.

For the company to qualify to be termed as Master Limited Company or to use them, it has to agree to specific qualification. First, the company must be willing to give out ninety per cent of its revenue to the shareholders. Secondly, it has to accept to give this cash payment annually.

This issue of freedom checks was earlier on believed to be a scam. Most investors did not believe in their existence. This unresolved issue was supported by the information that was posted to media. However, those who presented the data had little knowledge about them. This misled the people until later on it was confirmed as a real scenario.

Matt Badiali is among the best recognized financial analyst in the United States. According to his educational background, he qualified to be the best and trusted individual in his profession. He managed to visit several oil and gas companies in different areas. He also interacted with chief executive officers from different companies, and this gave him full knowledge of what he required.

Matt Badiali’s experience and skills in his profession made him come up with results about freedom checks. According to him, companies gained unexpected profits through them. However, he added that a company needs to invest for quite period before it starts experiencing the extraordinary benefits. Check:


Waiakea Water: Pure and Natural Water

Among many other things, there are a lot of reasons why people choose to go all-natural. It may be their choices on food, but it can also be their choices in water. Tap water is known to contain toxins and contaminants, especially in particular states. Aside from this, there is also a difference in its quality, as well as some people preferring the taste of natural water. There are some things you have to consider when purchasing natural water.


The truth of the matter is, not all bottled water has the same quality. Although others would claim to be distilled, purified, or even mineral, not all bottled water companies come from a good natural source. In fact, some claims of an alkaline water may simply just be regular tap water that has been passed through filters and given an extra pH boost.


About Waiakea Water

Waiakea water is set apart from all the other water brands. It is a bottled water product that stands among the rest of its competitors. Why? This is because Waiakea water can guarantee the purest quality of water coming from a natural Hawaii volcanic water resource.


Waiakea water is very pure and has gone through a filtration process like no other. Volcanic water is known to be filled with many helpful minerals. Additionally, the Waiakea water pH is also alkaline, which helps our body fight diseases and gives us an immunity boost. We are all aware that high acidity drinks can cause different types of diseases and conditions in our bodies.


Having volcanic water benefits aids our body in neutralizing acidity, which helps us prevent diseases and breeding conditions that an acidic system may cause. Waiakea is set apart from all other brands of bottled water because its alkaline source is natural.


The great thing about Waiakea water is that its pH is rated as an 8.2. This means that the water is naturally alkaline, which makes it a great choice to fight body acidity. Instead of drinking sodas, juices, and even other bottled water brands, Waiakea is highly alkaline which presents a lot of health benefits.


Many people may see the process of filtration as something that’s very mechanical. However, Waiakea water undergoes a unique filtration process. In 14,000 feet, the water is filtered and purified from the natural ground, through the porous rock of the Mauna Loa volcano. This natural process purifies the water and packs it with many health benefits.


Waiakea water is considered one of the first brands to promote Hawaiian water from Mauna Loa volcano. To taste and feel the difference, grab a bottle from your local shops and grocery stores.

HCR Wealth Advisors Offers Comprehensive Investment Advice

HCR Wealth Advisors was started in 1988. It was launched with the objective of providing investment advisory services to the public. According to the information found on the firm’s website, HCR Wealth Advisors is committed to establishing relationships that last a lifetime with their clients. The firm says that it knows that it is through education that its client base will grow and follow its investment advice.

HCR Wealth Advisors has established a firm that values privacy and confidentiality to help protect its clients. Therefore, the clients are informed that they should count on the firm for the safety of their information. The company emphasizes that it has developed a business strategy that seeks to attend every client, based on their needs. In other words, clients should expect a personalized approach in their engagement with HCR Wealth Advisors.

Financial Planning Isn’t Everything

Financial planning is an important part of any advice given to a person preparing for retirement. However, according to HCR Wealth Advisors, financial planning alone is not enough. It does not take into consideration other important aspects of life during retirement. Retirement also calls for an adjustment emotionally, psychologically, intellectually, and physically. It is important to consider the mentioned aspects if one is to, adequately, and holistically prepare for retirement. There are also important points to remember for those who wish to energize their retirement life.

New Strategies And New Ideas for Retirement from HCR Wealth Advisors

The plan, named New Retirement, is a deliberate exploration of all the dynamics that influence retirement. It deals with the potential challenge of having to deal with a life without any specific regular engagements. The life of work constitutes getting used to regular interactions with people and a schedule that is regular. It addresses the issues to do with family life, health, aging and similar dynamics such as self-actualization and personal development. If your interested with Jobs at HCR Wealth, visit their site.

Personal Development

Self-actualization and personal development during retirement can play a new significant role in retirement. Continuing to learn new things and ways of life can provide numerous benefits once you are retired. Previous interests can be reactivated and validated. It also has the advantage of keeping one’s mind and spirit engaged, hence presenting less need for significant readjustment.

HCR Wealth’s on LinkedIn:

HCR Wealth Advisors is not affiliated with this website.

Reasons Why The Contactless Payment by PSI-Pay has the world Excited

A mere 30 years ago, consumers carried their cash in wallets and other forms of money bags everywhere. If one forgot his/her wallet at home, they would be distraught and often have to borrow cash from colleagues. A decade later came the ATM cards, and consumers collectively breathed a sigh of relief. Consumers only had to remember a short pin code to pay for their transactions or get money from their banks. This solution came with its problems too. Forgotten pins, extended time periods swapping the card or forgetting it entirely at home. PSI-Pay, however, has come to the rescue of consumers.

Consumers are already excited at the prospect of not having to memorize pins or continuously swerve a card that is defective. The new technology involves the use of a ring or mobile phone to make a payment, borrow, deposit or withdraw cash fast and conveniently. The advantage to this new method is that most people do not take off their rings and no one could ever forget their phone in today’s world.

Reasons why PSI-Pay is a Consumer’s Best Friend

The technology is contactless; meaning it saves more time. The technology uses Near-field communication (NFC), helping consumers get service with just a tap from their ring or smartphone to an electronic device. Contactless payments will ensure that people evade queuing or waiting for attendants to swipe cards. It is comfortable and as effortless as ABC and with just a tap; one gets service in seconds. The transactions are made secure by short-range communication; no illegitimate connections are approved. The rings can be turned on and off after each transaction. A banking app where one can make a follow up of their bank accounts is also available and they can effortlessly download it on their smartphones.

All about PSI-Pay

PSI-Pay believes in partnerships that offer solutions and for this reason, has partnered with companies like Kerv to make the contactless payment ring and MasterCard to improve consumer satisfaction. These partnerships ensure that innovation continuously makes alternative payments possible. Consumers are already asking for an increase on the thirty pound, a factor that shows that they already trust the system and are excited about what is offered. The world is excited for the first ever invention of wearable technology in a ring. The future promises limitless innovations in pay-on-the-move.

Heather Russell Joins TransUinion

The TransUnion Executive Committee recently released a press statement that indicated about Heather Russell joining their firm. The report noted that Heather Russell would participate as Chief Legal Officer and vice executive president of TransUnion. Heather will be responsible for government relations, corporate governance, consumer privacy relations, and all legal issues. She will be expected to report to the chief executive of TransUnion Jim Peck. Additionally, she will be a member of the TransUnion executive committee where she will give projections regarding the performance of the firm.

When TransUnion’s CEO Jim Peck was asked to comment on the nomination post of Heather Russell, he said that great talent was joining their operations. He added that Heather Russell would bring useful leadership skills which will strengthen TransUnion towards registering their growth, bring practical solutions to the firm and the customers.

According to Bloomberg, Heather Russell responded by stating that she is related to work with an ideal firm like TransUnion. She believes that TransUnion is a firm that is committed to providing information solutions to clients and thus providing them with a perfect chance to make informed decisions. Additionally, Heather Russell believes that her skills in legal finance will be of great use to the company and help TransUnion realize their objectives.

About Heather Russell

Russell is among the few individuals who are famous due to their exquisite job portfolios. She has over 20 years of experience with regards to the fields of data privacy and security, final consumer services, mergers and acquisition, corporate governance, FinTech, and regulatory compliance. Before joining TransUnion, Heather Russell served as the leader in financial institution regulation and supervisor in FinTech at a Law firm of Buckley Sandler. She has also served as the Chief Legal Officer, Executive Vice president, and corporate secretary of Fifth Third Bank. Additionally, Heather Russell was named the Managing Director and the Head of Policy and Regulatory Affairs by the Bank of New York Mellon. Before joining Bank of New York Mellon, Heather served as an associate and the vice president of Bank of America. She also spent many years in Washington, DC doing mergers and acquisitions. Get in touch with Russell on LinkedIn.

Jeff Yastine

Jeff Yastine is a financial journalist and has also worked in the stock market. He is an editor at Total Wealth Insider. Jeff joined the Banyan Hill Publishing in the year 2015, where he served as the editorial director. He boasts of more than twenty years of practice as a financial journalist and a stock market investor.

His location is Derly Beach in Florida found in the United States. Additionally, Jeff contributes to the Winning Investor daily and the Banyan Hill’s Sovereign Investor daily every week. His weekly contributions help the investors to highlight the profit-making opportunities conveyed by the financial editors.

Jeff’s contribution also helps investors to understand financial and economic trends, and follow the business better. Jeff uses his treasure of skill to invest more in the financial markets. He also uses the wealth to write more on the financial markets.

Jeff Yastine has cross-examined a significant number of the most performing financiers and the entrepreneurs of the time. Through this interviews, he has been able to identify the investing secrets from them.

The successful entrepreneurs interviewed by Jeff include Michael Dell, Warren Buffett, Sir Richard Branson, Bill Gross, and John Bogle. His encounter with them gave him a better chance to realize on the confidences of investing more. Follow Jeff on facebook.

His reports have greatly helped in knowing the performing investment opportunities in large companies and small-cap growth stocks. Jeff Yastine also worked as a correspondent at PBS Nightly Business Report from the year 1994 to the year 2010.

Jeff Yastine’ reports have also aided the investors to be cautious on the issue of real estate crisis that happened in the mid-2000s. Jeff reported on the primary national events like the financial impacts of the hurricane Katrina in the year 2005, Deepwater Horizon oil spill in the year 2010.

He also reported on the historic handover of the Panama Canal in the year 1999, and the influence of foreign automakers during the building of the new manufacturing plants in the southeastern United States.

In the year 2007, Jeff was chosen on Business Army Award due to his remarkable reports on underfunded bridges, and roads in the United States. The journalist was awarded on the New York State Society of certified public accountants Excellence. He was granted together with many other NBR journalists.

The journalists were awarded for their exceptional reports on America’s bond market. The team was issued each a financial journalism award. Jeff journeyed to Cuba in the year 1994 and also in 2003. His visits were to release a report on the effect of the foreign investors on its economy.Learn more:



Alex Pall and Andrew Taggart on The Evolution of The Chainsmokers

The Chainsmokers didn’t always consist of Andrew Taggart and Alex Pall. As explained by Taggart himself in an interview, Pall’s manager contacted him saying that an opening in a band has opened up and Taggart should contact the remaining member of the band.


“We just literally met and the next day started grinding every day in his apartment until we hit our stride,” Taggart explained. “We hit our stride, and four years later, here we are.”


Taggart drove from Maine to New York City to meet this person. It was Alex Pall, his future business partner.


Alex Pall was a DJ, working around the New York area. He considered it a hobby for a long time, but eventually realized that music was the biggest thing in his life. He wanted to make a career out of his hobby, and soon after, he was was introduced to Andrew Taggart.


Andrew Taggart and Alex Pall were able to work so cohesively as a duo because they first discussed exactly what they intended to do with their careers. They also discussed their musical inspirations, the music they listened to growing up, and the music that was currently popular. With these conversations, they were able to create their own unique sound – a sound that has been evolving as time passes.


Each one of The Chainsmokers songs are different enough from everything else that is currently out to make it stand out. Prior to the release of “Closer,” neither of the members of the group had ever sang on their song, yet it is very easy to distinguish a Chainsmokers song from whoever else is currently on the radio.


The group began making typical dance music, primarily in the EDM sub-genre, but now their sound is more cheerful. “Closer” features Halsey and Andrew Taggart exchanging verses in the perspective of two people in love.


Other hit songs from The Chainsmokers include “Paris,” “Don’t Let Me Down,” and “#Selfie.”

The Making of Cosmetic Surgery Greatness: Dr. Jennifer Walden

Jennifer Walden, M.D., has stepped-up her game ever since she started her professional career as a cosmetic surgeon. This phenomenal woman is well-educated as well as being very cognizant in her patients’ background no matter the race, religion or creed. The Austin-native spent most of her time in Texas. Her mother was surgical nurse, and her father was a dentist. Walden just so happened to be one of the five children that this couple produced, and they all were instilled with hard work and education from a young age.

After graduating from Anderson High School, Walden went on to attend the University of Texas as well as attend the University of Texas Medical Branch. During this period of time, she would get a chance to experience a variety of things that pertained to cosmetic surgery. The affluent Plaster Surgery Associates in Miami offered her an externship. Of course, Walden jumped at the opportunity as she was able to learn from some of the top professionals in the business. One of those professionals just so happened to be Dr. James Stuzin. During her years in college, Walden would earn a B.A. in Biology, would attain her M.D., would be elected as the president of Alpha Omega Honor Medical Society and was able to graduate as the salutatorian of her class.

Her very next stop was New York’s Manhattan Eye, Ear & Throat Hospital. Obtaining her fellowship was the goal, and she so rightly achieved it. Walden would work with the EETH ass well as work with other hospitals in the immediate area. As of today, she is the founder of the Walden Cosmetic Surgery & Laser Center in the city of Austin, Texas. As of 2018, Dr. Jennifer Walden has made history by becoming the first female to be elected Secretary of the American Society for Aesthetic Plastic Surgery.